On 12 November 2026 the UMBC Retrievers will host the Morgan State Bears in an NCAA contest, with the Pythia model designating UMBC as the clear favourite at 95% versus 5% for Morgan State, a reflection of the Retrievers' 1-2 season record, 75.0 points scored and 77.0 allowed per game, and a 275th league position, compared to Morgan State's undefeated 3-0 record, 90.3 points scored and 59.0 allowed per game, and a 24th league position; the home team's single home win, 91-61, and a recent 2-3 record over the last five games contrast with Morgan State's 4-1 record over five games and a 73-67 win on 7 November; the two sides have met four times, with UMBC winning three of those encounters, most recently 81-79 on 11 November 2025; Pythia projects a 87-68 scoreline for the game, a total of 155.0 points, and a 161.5 over line with a 34% chance of the total being exceeded, while the home team's -6.5 line is expected to be covered 87% of the time, and there is a 1% chance of overtime.
Written by Pythia from this game's frozen forecast, the market's main lines and both teams' results.
🎯 1. Model Analysis
UMBC Retrievers winWon
95.0%fair 1.05
Best odds1.38
Implied69.7%
Edge+25.2pp
Morgan State winLost
5.0%fair 19.82
Best odds3.25
Implied30.3%
Edge-25.2pp
Pythia's frozen forecast of 11 Nov 07:02 UTC (Version 5). Implied = the consensus price with the bookmaker margin removed (Pinnacle first); edge = model probability minus implied.
Each team's average half over its last 10 games. Net is the half margin (above zero = the team wins that half on average: who starts fast, who closes); Pythia projection = the half means of tonight's simulation. Hover a bar for its value.
Markets that span the whole game: how the halves and quarters compare, overtime, the exact winning margin. Pythia's probability comes from 20,000 simulations of this game quarter by quarter; the price, edge and books are the same as everywhere on the page.
Every selection Pythia rates above 70%, ranked by edge (click any column to re-sort). Use Min odds to match the prices you want; Edge = Yes shows only selections priced BELOW what the model makes them. The five price columns are the best market prices (highest first); edge is vs the consensus price.
Min odds1.20
Edge
Pick
Probability
Avg odds
Best 1
Best 2
Best 3
Best 4
Best 5
Edge
Result
UMBC Retrievers -12
74.6%
2.90
Bet365
2.90
-
-
-
-
+42.7pp
Won
UMBC Retrievers -8
84.7%
2.19
Pinnacle
2.27
Bet365
2.10
-
-
-
+42.6pp
Won
UMBC Retrievers -13
71.6%
3.20
Bet365
3.20
-
-
-
-
+42.5pp
Won
UMBC Retrievers -8.5
82.8%
2.23
Pinnacle
2.37
Betano
2.18
Bet365
2.15
-
-
+42.5pp
Won
UMBC Retrievers -10
80.0%
2.50
Bet365
2.50
-
-
-
-
+42.5pp
Won
UMBC Retrievers -11
77.4%
2.65
Bet365
2.65
-
-
-
-
+42.3pp
Won
UMBC Retrievers -12.5
72.5%
3.00
Bet365
3.05
Betano
2.95
-
-
-
+41.6pp
Won
UMBC Retrievers -11.5
75.3%
2.74
Bet365
2.75
Betano
2.72
-
-
-
+41.5pp
Won
UMBC Retrievers -10.5
78.0%
2.52
Bet365
2.55
Betano
2.50
-
-
-
+41.4pp
Won
UMBC Retrievers -9
82.4%
2.25
Bet365
2.25
-
-
-
-
+41.3pp
Won
UMBC Retrievers -9.5
80.5%
2.33
Bet365
2.35
Betano
2.32
-
-
-
+40.9pp
Won
UMBC Retrievers -7.5
85.0%
2.07
Pinnacle
2.17
Betano
2.05
Bet365
2.00
-
-
+40.9pp
Won
Morgan State under 73.5
71.6%
2.96
1xBet
3.20
Betano
2.72
-
-
-
+40.5pp
Won
UMBC Retrievers -7
86.7%
1.98
Pinnacle
2.07
Marathon Bet
1.96
SBO
1.96
Bet365
1.95
-
+40.3pp
Won
Morgan State under 75.5
77.9%
2.38
1xBet
2.50
Betano
2.25
-
-
-
+39.0pp
Won
UMBC Retrievers -6.5
86.9%
1.90
Pinnacle
1.97
Bet365
1.95
Betano
1.91
Marathon Bet
1.90
BetVictor
1.88
+38.1pp
Won
Morgan State under 74.5
74.8%
2.49
Bet365
2.50
1xBet
2.50
Betano
2.47
-
-
+37.3pp
Won
UMBC Retrievers -6
88.5%
1.83
Pinnacle
1.87
Marathon Bet
1.84
SBO
1.81
Bet365
1.80
-
+37.2pp
Won
Morgan State under 79
87.4%
1.83
BetVictor
1.85
Marathon Bet
1.82
-
-
-
+37.0pp
Won
Morgan State under 77.5
83.2%
1.89
Pinnacle
1.98
Betano
1.95
Marathon Bet
1.86
WilliamHill
1.85
BetVictor
1.85
+35.6pp
Won
Morgan State under 76.5
80.7%
2.13
1xBet
2.25
Betano
2.07
Pinnacle
2.07
-
-
+35.4pp
Won
Morgan State under 78
85.2%
1.85
Marathon Bet
1.85
BetVictor
1.85
-
-
-
+35.2pp
Won
Morgan State under 78.5
85.5%
1.85
Pinnacle
1.88
Bet365
1.86
WilliamHill
1.85
BetVictor
1.85
Marathon Bet
1.84
+35.1pp
Won
UMBC Retrievers -5.5
88.7%
1.76
Betano
1.80
Pinnacle
1.79
Marathon Bet
1.77
SBO
1.75
BetVictor
1.75
+35.1pp
Won
Morgan State under 80.5
89.5%
1.58
Pinnacle
1.73
Betano
1.55
1xBet
1.53
Bet365
1.50
-
+35.0pp
Won
Morgan State under 79.5
87.6%
1.81
BetVictor
1.88
WilliamHill
1.85
Marathon Bet
1.84
Bet365
1.83
Pinnacle
1.78
+34.6pp
Won
UMBC Retrievers -5
90.2%
1.73
SBO
1.78
Marathon Bet
1.74
Pinnacle
1.72
Bet365
1.66
-
+34.5pp
Won
UMBC Retrievers -4
91.7%
1.60
Pinnacle
1.63
Bet365
1.57
-
-
-
+33.3pp
Won
UMBC Retrievers -4.5
90.4%
1.66
Marathon Bet
1.68
Pinnacle
1.67
Betano
1.65
Bet365
1.62
-
+33.0pp
Won
UMBC Retrievers -3.5
91.8%
1.56
Betano
1.57
Bet365
1.54
-
-
-
+32.2pp
Won
UMBC Retrievers -3
92.8%
1.50
Bet365
1.50
-
-
-
-
+30.3pp
Won
UMBC Retrievers -2.5
92.9%
1.47
Betano
1.47
Bet365
1.47
-
-
-
+30.0pp
Won
UMBC Retrievers (regulation)
94.1%
1.40
Betano
1.40
Marathon Bet
1.39
-
-
-
+29.7pp
Won
UMBC Retrievers -1.5
94.2%
1.41
Betano
1.42
Bet365
1.40
-
-
-
+28.5pp
Won
UMBC Retrievers -2
94.1%
1.41
Bet365
1.41
-
-
-
-
+28.4pp
Won
UMBC Retrievers -1
94.9%
1.36
Bet365
1.36
-
-
-
-
+26.1pp
Won
UMBC Retrievers win
95.0%
1.36
Betano
1.38
Pinnacle
1.38
Marathon Bet
1.37
1xBet
1.37
WilliamHill
1.36
+25.2pp
Won
UMBC Retrievers +1.5
95.5%
1.29
Betano
1.30
Bet365
1.28
-
-
-
+23.7pp
Won
UMBC Retrievers +1
95.5%
1.29
Bet365
1.29
-
-
-
-
+23.6pp
Won
Under 167
77.7%
1.64
Pinnacle
1.72
Marathon Bet
1.69
Bet365
1.50
-
-
+22.5pp
Won
UMBC Retrievers +2.5
96.3%
1.25
Betano
1.26
Bet365
1.25
-
-
-
+22.3pp
Won
Under 167.5
78.1%
1.58
Pinnacle
1.70
Marathon Bet
1.65
Betano
1.50
Bet365
1.47
-
+22.2pp
Won
UMBC Retrievers +2
96.3%
1.26
Bet365
1.26
-
-
-
-
+22.2pp
Won
Under 165
73.8%
1.76
SBO
1.93
Pinnacle
1.79
Marathon Bet
1.68
Bet365
1.64
-
+20.7pp
Won
Under 166
75.8%
1.64
Pinnacle
1.71
Marathon Bet
1.65
Bet365
1.57
-
-
+20.4pp
Won
Under 165.5
74.3%
1.68
WilliamHill
1.80
Pinnacle
1.75
Marathon Bet
1.64
Betano
1.62
Bet365
1.60
+20.0pp
Won
Under 166.5
76.3%
1.63
Marathon Bet
1.74
Pinnacle
1.68
Betano
1.55
Bet365
1.54
-
+19.9pp
Won
UMBC Retrievers +3.5
96.8%
1.20
Bet365
1.20
-
-
-
-
+19.0pp
Won
Under 164
71.7%
1.77
SBO
1.88
Pinnacle
1.79
Bet365
1.71
Marathon Bet
1.70
-
+18.7pp
Won
Under 163.5
70.2%
1.80
Pinnacle
1.84
BetVictor
1.83
1xBet
1.83
SBO
1.81
Betano
1.80
+18.5pp
Won
Under 164.5
72.3%
1.77
SBO
1.96
BetVictor
1.83
1xBet
1.83
WilliamHill
1.80
Pinnacle
1.75
+18.0pp
Won
Under 171.5
84.7%
1.37
Betano
1.40
Bet365
1.34
-
-
-
+17.0pp
Won
Under 171
84.4%
1.37
Bet365
1.37
-
-
-
-
+16.9pp
Won
Under 172
85.9%
1.33
Bet365
1.33
-
-
-
-
+15.9pp
Won
Under 174.5
88.6%
1.27
Bet365
1.27
-
-
-
-
+15.8pp
Won
Under 168
79.6%
1.45
Bet365
1.45
-
-
-
-
+15.4pp
Won
Under 170.5
83.2%
1.36
Betano
1.40
Bet365
1.33
-
-
-
+15.3pp
Won
Under 175.5
89.7%
1.25
Bet365
1.25
-
-
-
-
+15.3pp
Won
Under 168.5
79.9%
1.42
Betano
1.44
Bet365
1.41
-
-
-
+15.1pp
Won
Under 169
81.3%
1.40
Bet365
1.40
-
-
-
-
+15.0pp
Won
Under 172.5
86.1%
1.30
Bet365
1.30
-
-
-
-
+14.7pp
Won
Under 169.5
81.6%
1.38
Betano
1.39
Bet365
1.37
-
-
-
+14.6pp
Won
Under 170
82.9%
1.35
Bet365
1.35
-
-
-
-
+14.0pp
Won
Under 179.5
93.4%
1.14
Bet365
1.14
-
-
-
-
+12.0pp
Won
Under 180.5
94.2%
1.13
Bet365
1.13
-
-
-
-
+11.9pp
Won
UMBC Retrievers over 80.5
74.9%
1.46
1xBet
1.50
Betano
1.42
-
-
-
+11.7pp
Won
UMBC Retrievers +8.5
98.6%
1.07
Bet365
1.07
-
-
-
-
+11.5pp
Won
UMBC Retrievers over 81.5
71.6%
1.53
Bet365
1.55
1xBet
1.53
Betano
1.50
-
-
+11.1pp
Won
UMBC Retrievers over 78.5
80.9%
1.31
Betano
1.31
1xBet
1.30
-
-
-
+10.7pp
Won
UMBC Retrievers over 79.5
78.0%
1.34
Bet365
1.38
Betano
1.34
1xBet
1.30
-
-
+10.6pp
Won
UMBC Retrievers over 77.5
83.5%
1.26
Bet365
1.27
1xBet
1.25
-
-
-
+10.0pp
Won
UMBC Retrievers +13.5
99.4%
1.02
Bet365
1.02
-
-
-
-
+8.7pp
Won
Overtime: no
98.8%
1.04
WilliamHill
1.05
Betano
1.02
-
-
-
+8.2pp
Won
UMBC Retrievers over 73.5
91.6%
1.11
Bet365
1.11
-
-
-
-
+7.7pp
Won
Under 176.5
90.8%
1.12
Bet365
1.12
-
-
-
-
+7.7pp
Won
UMBC Retrievers over 71.5
94.2%
1.07
Bet365
1.07
-
-
-
-
+7.1pp
Won
UMBC Retrievers over 74.5
89.9%
1.12
1xBet
1.14
Bet365
1.10
-
-
-
+6.7pp
Won
UMBC Retrievers over 75.5
88.0%
1.14
Bet365
1.14
1xBet
1.14
-
-
-
+6.6pp
Won
Under 181.5
94.8%
1.06
Bet365
1.06
-
-
-
-
+6.5pp
Won
UMBC Retrievers over 76.5
85.9%
1.15
Bet365
1.15
1xBet
1.14
-
-
-
+4.9pp
Won
UMBC Retrievers over 72.5
93.0%
1.06
Bet365
1.06
-
-
-
-
+4.7pp
Won
UMBC Retrievers under 99.5
89.4%
1.04
Bet365
1.04
-
-
-
-
-0.2pp
Won
UMBC Retrievers under 95.5
80.2%
1.14
Bet365
1.14
-
-
-
-
-1.2pp
Won
UMBC Retrievers under 97.5
85.3%
1.06
Bet365
1.06
-
-
-
-
-2.7pp
Won
Over 136.5
87.4%
1.01
Bet365
1.01
-
-
-
-
-4.8pp
Won
UMBC Retrievers under 94.5
77.3%
1.12
Bet365
1.12
1xBet
1.12
-
-
-
-5.8pp
Won
UMBC Retrievers under 93.5
74.1%
1.14
Bet365
1.15
1xBet
1.12
-
-
-
-7.7pp
Won
Over 139.5
83.1%
1.01
Bet365
1.01
-
-
-
-
-9.1pp
Won
Over 141.5
79.8%
1.05
Bet365
1.05
-
-
-
-
-9.2pp
Won
Over 140.5
81.5%
1.02
Bet365
1.02
-
-
-
-
-10.0pp
Won
UMBC Retrievers under 92.5
70.7%
1.14
1xBet
1.14
-
-
-
-
-10.7pp
Won
Over 144.5
74.2%
1.04
Bet365
1.04
-
-
-
-
-15.2pp
Won
Morgan State over 60.5
76.8%
1.01
Bet365
1.01
-
-
-
-
-16.9pp
Won
Over 145.5
72.1%
1.05
Bet365
1.05
-
-
-
-
-16.9pp
Won
Morgan State over 62.5
70.3%
1.02
Bet365
1.02
-
-
-
-
-21.2pp
Won
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Conference membership from the data provider's standings; records are this season's games before tip-off (conference and non-conference). Click a column to sort. Bars: win %, points scored and allowed per game across the league, and the point differential (green +, red -).
Conference membership from the data provider's standings; records are this season's games before tip-off (conference and non-conference). Click a column to sort. Bars: win %, points scored and allowed per game across the league, and the point differential (green +, red -).
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